In today’s fast-paced world, convenience is everything — and Wema Bank understands that! With Wema Bank’s USSD banking service (*945#), customers can easily manage their accounts, transfer money, recharge airtime, pay bills, and even open new accounts — all without needing an internet connection.
Whether you’re using a feature phone or a smartphone, the *945# code works perfectly on all networks in Nigeria. Let’s dive into the complete list of Wema Bank USSD codes for 2025 and how you can use them for your daily banking needs.
Wema Bank USSD Code for 2025
The official Wema Bank USSD code is *945#.
To get started, dial *945# on your registered phone number and follow the on-screen instructions.
If you haven’t registered yet, you can do so by:
- Dialing *945#
- Following the prompt to create a 4-digit transaction PIN
- Linking your Wema Bank account
Once activated, you can enjoy seamless transactions 24/7.
How to Transfer Money Using Wema Bank USSD
Transferring money is super simple:
- Dial *945Account Number*Amount#
- Select the recipient’s bank
- Enter your 4-digit PIN to confirm
Example:
If you want to send ₦5,000 to account 0123456789, dial*945*0123456789*5000#
Your recipient will get the funds immediately!
*How to Buy Airtime and Data Using 945#
- For Self: Dial *945Amount#
Example: 945100# (to recharge ₦100) - For Others: Dial *945Phone Number*Amount#
Example: *94508031234567*200#
You can also buy data bundles by dialing *9459# and following the prompts.
How to Block Your Wema Bank Account
If your phone is stolen or you suspect unauthorized access:
- Dial *945911#
- Follow the prompts to block your account instantly
This feature keeps your money safe even when your device is compromised.
Benefits of Using Wema Bank’s USSD Banking
Works on all phone types — no smartphone needed
No internet required
Fast, simple, and secure transactions
Available 24/7, including weekends and holidays
Accessible across all mobile networks (MTN, Glo, Airtel, 9mobile)
Conclusion
Wema Bank’s USSD code (*945#) makes banking easier, faster, and more accessible — especially when there’s no internet connection. Whether you’re recharging your phone, transferring funds, or paying bills, this service puts all the power of banking right in your hands.
So, if you haven’t activated it yet, dial *945# today and enjoy stress-free banking wherever you are!
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