PalmPay USSD Codes in 2025 | Banking Without Internet
PalmPay has simplified digital banking for millions of Nigerians. Whether you’re in an area with poor internet connection or your app won’t load, the PalmPay USSD service lets you manage your finances directly from your phone’s dial pad.
With the short code *652#, you can enjoy fast, secure, and convenient mobile transactions anytime, anywhere.
Complete List of PalmPay USSD Codes (2025 Update)
| Service | USSD Code | Description |
|---|---|---|
| Check Balance | *652# | Dial and select “Check Balance” from the menu. |
| Send Money / Transfer | *652# | Choose the “Transfer” option to send funds to any bank. |
| Airtime Recharge (Self) | *652*Amount# | e.g., *652*500# to top up ₦500. |
| Airtime Recharge (Others) | *652*Amount*Phone Number# | e.g., *652*200*08012345678# to send ₦200. |
| Buy Data | *652*2# | Purchase mobile data bundles instantly. |
| Pay Bills | *652# | Choose the “Bills Payment” option for electricity, TV, or internet. |
| PIN Reset | *652*5# | Reset or change your PalmPay USSD PIN securely. |
| Block Account / Card | *652*911# | Secure your PalmPay account in case of theft or fraud. |
| Open Account | *652# | Register a new PalmPay account directly from your phone. |
Why Use PalmPay USSD Banking?
No Internet Required – Works perfectly on any GSM phone
Fast and Reliable – Quick access to all banking services
Secure Transactions – Every operation is PIN-protected
Available on All Networks – Works on MTN, Airtel, Glo, and 9mobile
24/7 Access – Manage your money anytime, anywhere
Security Tips for PalmPay USSD Users
- Use the SIM card linked to your PalmPay account only.
- Keep your PIN and OTP secret.
- Always confirm account numbers before sending money.
- If your phone is lost, immediately block your account using
*652*911#.
FAQs About PalmPay USSD Codes (2025)
Q1. What is the PalmPay USSD code for transfers?
The PalmPay transfer code is *652#. Dial it and select the “Transfer” option.
Q2. Can I use PalmPay USSD without internet?
Yes! All PalmPay USSD functions work without mobile data or Wi-Fi.
Q3. How can I check my PalmPay account balance?
Simply dial *652# and choose “Check Balance.”
Q4. How do I block my PalmPay account if my phone is stolen?
Dial *652*911# immediately to protect your funds.
Q5. Does PalmPay USSD work on all networks?
Yes, it works seamlessly on MTN, Airtel, Glo, and 9mobile.
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