In 2025, Moniepoint continues to make digital banking simpler and faster for Nigerians. Whether you’re out of data or in an area with poor internet, Moniepoint’s USSD banking service lets you send money, buy airtime, pay bills, and more — straight from your phone.
No need for a smartphone or the Moniepoint app. Just dial *5573# and enjoy secure, instant transactions — no internet required!
What Is the Moniepoint USSD Code?
The official Moniepoint USSD code for 2025 is *5573#.
This short code allows you to:
Transfer money instantly
Buy airtime or data
Pay bills (DSTV, PHCN, GOTV, etc.)
Check your balance
Block your card or account for security
Reset your transaction PIN
It’s the perfect solution for users who need fast and reliable banking — even without data or Wi-Fi.
How to Activate Moniepoint USSD Banking
Follow these simple steps to activate and start using Moniepoint’s USSD service:
- Dial *5573# on your registered mobile number.
- Select “Create PIN” or “Register”.
- Follow the on-screen instructions to set up your 4-digit PIN.
- Once completed, you can perform any transaction securely.
Works on all major networks — MTN, Airtel, Glo, and 9mobile.
Available 24/7 across Nigeria.
Complete List of Moniepoint USSD Codes (2025)
| Transaction Type | USSD Code | Description |
|---|---|---|
| Main Menu | *5573# | Access the full USSD menu |
| Check Balance | 55730# | View your account balance |
| Transfer to Moniepoint | 55731AmountAccount Number# | Send money to another Moniepoint account |
| Transfer to Other Banks | 55732AmountAccount Number# | Send money to any bank account |
| Buy Airtime (Self) | 5573Amount# | Recharge your own line |
| Buy Airtime (Others) | 5573Amount*Phone Number# | Recharge another number instantly |
| Buy Data | 55734# | Purchase data bundles |
| Pay Bills | 55735# | Pay for TV, electricity, or other utilities |
| Reset PIN | 55736# | Change or reset your transaction PIN |
| Block ATM Card | 55737# | Instantly block your Moniepoint debit card |
| Block Account | 5573911# | Secure your account in case of theft or fraud |
| Retrieve OTP | 557373Code# | Retrieve your One-Time Password (OTP) |
How to Send Money Using Moniepoint USSD
- Dial *5573#
- Select “Transfer Money”
- Enter the recipient’s account number and amount
- Choose the recipient’s bank
- Enter your PIN to confirm
Transaction is completed instantly and securely.
Example:
To send ₦5,000 to account number 0123456789, dial*5573*5000*0123456789#
How to Buy Airtime or Data Using Moniepoint USSD
You can recharge airtime or buy data even without the Moniepoint app.
For Yourself:
- Dial 5573Amount# (e.g. 5573500# for ₦500).
For Others:
- Dial 5573Amount*Phone Number# (e.g. 5573200*08031234567#).
For Data:
- Dial 55734# and select your preferred data bundle.
How to Block Your Card or Account
If your phone or ATM card is stolen, you can quickly protect your account using Moniepoint’s USSD security options.
- Block Card: Dial 55737#
- Block Account: Dial 5573911#*
You’ll be asked to confirm your security details before finalizing the process.
Benefits of Using Moniepoint USSD Banking
No Internet Required — Works perfectly even without data or Wi-Fi.
Fast & Reliable — Instant transactions anytime.
Secure — Protected with your personal transaction PIN.
Accessible — Works on all mobile networks and phone types.
24/7 Availability — Use it day or night, no restrictions.
Conclusion
With the Moniepoint USSD code (*5573#), you can handle all your essential banking needs without worrying about internet access or app updates. It’s fast, safe, and available wherever you are in Nigeria.
So next time your data runs out — just dial 5573# and keep banking with Moniepoint, no internet, no problem!
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