First Bank USSD Code: Banking Made Easy on the Go (2025 Guide)

First Bank’s USSD banking service makes it extremely easy to carry out transactions anytime, anywhere—even without internet access. With the First Bank USSD code 894#, you can transfer money, buy airtime, open an account, pay bills, check your balance, and more using just your mobile phone.

Whether you’re a new user or looking for updated 2025 codes, this guide covers everything.

First Bank Main USSD Code

• Dial: *894#
  This is the official First Bank USSD code for all mobile banking services.

How to Activate First Bank USSD Banking

Follow these steps:

1. Dial *894# on your registered phone number.
2. Select “Register”.
3. Enter the last 4 digits of your First Bank ATM card.
4. Create a 5-digit transaction PIN.
5. Registration successful!

First Bank USSD Codes (2025 Updated List)

1. Check Account Balance

• Dial *894*00#

2. Transfer Money (First Bank to other banks)

• Dial *894*Amount*AccountNumber#

Example:
*894*5000*0123456789#

3. Buy Airtime for Yourself

• Dial *894*Amount#

Example:
*894*200#

4. Buy Airtime for Others

• Dial *894*Amount*RecipientNumber#

Example:
*894*300*08012345678#

5. Open a First Bank Account

• Dial *894*0#

6. Pay Bills

• Dial *894*2#

Works for DStv, GOtv, PHED, Startimes, etc.

7. Mini Statement

• Dial *894*AccountNumber#

8. Block Your ATM Card

• Dial *894*911#

9. Retrieve BVN

• Dial *565*0# (network charges apply)

Benefits of Using the First Bank USSD Code

• No internet required
• Works on all phones (Android, iOS, keypad phones)
• Available 24/7
• Fast and secure
• Easy to use for essential banking tasks

FAQs

1. Which network supports First Bank USSD?

MTN, Glo, Airtel, and 9mobile.

2. How much does it cost to use USSD banking?

Your mobile network charges a small fee per session.

3. Can I use USSD without an ATM card?

Yes, but using an ATM card makes activation easier.