Ecobank makes mobile banking simple with its USSD code service, allowing you to perform transactions without internet access. Whether you want to transfer money, buy airtime, check your account balance, or block your account in an emergency, Ecobank’s USSD banking works on all networks in Nigeria (MTN, Glo, Airtel, and 9mobile).
Below is the complete list of Ecobank USSD codes in 2025 and how to use them.
Ecobank Main USSD Code for 2025
*326#
This is the official Ecobank USSD code for all mobile banking services.
1. How to Activate Ecobank USSD Banking
Follow these steps:
- Dial *326#
- Select Register
- Enter your Ecobank account number
- Create a 4-digit PIN
- Confirm setup
You’re ready to bank without data!
Full List of Ecobank USSD Codes (2025)
2. Check Account Balance – 3260#
Dial this code to instantly see your Ecobank account balance. You will be asked to enter your PIN.
3. Transfer Money (Ecobank to Ecobank) – 3261AmountAccount Number#
Example:*326*1*5000*1234567890#
4. Transfer to Other Banks – 3262AmountAccount Number#
Example:*326*2*10000*0123456789#
5. Buy Airtime for Self – 326Amount#
Example:*326*500# → Buy ₦500 airtime on your line
6. Buy Airtime for Others – 326Amount*Phone Number#
Example:*326*300*08012345678#
7. Buy Data – 3263#
Select your preferred data plan from the menu. Works on MTN, Glo, Airtel & 9mobile.
8. Open an Ecobank Account – *3261*1#
No BVN? You can still create an instant Xpress account.
9. Pay Bills (Electricity, TV, Internet) – *3269*SmartCardNumber#
Follow the on-screen prompts to complete payment.
10. Block Ecobank Account – *326911#
Use this if your phone or ATM card is stolen.
You can block your account from any phone, even without your SIM.
11. Retrieve BVN – 5650# (N20 Fee Applies)
Although not Ecobank’s code, this works for all banks.
12. Cardless Withdrawal – 32619#
Allows you to withdraw money at Ecobank ATMs without your debit card.
Why Use Ecobank USSD Banking?
USSD banking offers:
- No internet required
- Works on all networks
- Fast and secure
- Available 24/7
- Works on any type of phone
Frequently Asked Questions (FAQs)
1. Which network supports Ecobank USSD?
MTN, Airtel, Glo, and 9mobile.
2. Is Ecobank USSD free?
Menu browsing is free, but transactions may attract small network charges.
3. What if I forget my PIN?
Dial *326# → Reset PIN.
4. Can I block my account without my phone?
Yes! Just dial 326911#* from any other phone.
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