Access Bank has made banking easier with its USSD transfer code, allowing customers to send money, buy airtime, and manage their accounts without visiting a bank or using the internet. Whether you’re using a smartphone or a basic phone, the Access Bank USSD code works anytime, anywhere.
In this guide, you’ll learn how to use the Access Bank transfer code, its features, and important tips to keep your transactions secure.
What Is the Access Bank Transfer Code?
The Access Bank transfer code is *901#.
It allows customers to perform banking transactions directly from their mobile phones without internet access.
Requirements to Use Access Bank USSD Code
Before using the transfer code, ensure that:
- Your phone number is registered with Access Bank
- Your account is active
- You have a valid ATM card (for first-time activation)
- You have sufficient airtime (USSD charges may apply)
How to Activate Access Bank USSD Code
Follow these steps to activate the Access Bank USSD service:
- Dial *901# on your registered phone number
- Select Register
- Enter your Access Bank account number
- Create a 4-digit USSD PIN
- Confirm your PIN
Once completed, your USSD banking service will be activated instantly.
How to Transfer Money Using Access Bank USSD Code
Transfer to Another Access Bank Account
- Dial *901*1*Amount*Account Number#
- Example: 901150000123456789#
- Enter your USSD PIN to confirm
Transfer to Other Banks in Nigeria
- Dial *901*2*Amount*Account Number#
- Select the recipient’s bank
- Enter your USSD PIN
Your transfer will be processed instantly.
Other Useful Access Bank USSD Codes
- Check account balance: 901*5#
- Buy airtime for self: 901*Amount#
- Buy airtime for others: 901*Amount*PhoneNumber#
- Pay bills: 901*3#
- Block account or ATM card: *901911#
Benefits of Using Access Bank Transfer Code
- No internet required
- Works on all mobile phones
- Fast and secure transactions
- Available 24/7
- Easy to remember and use
Security Tips When Using Access Bank USSD Code
- Never share your USSD PIN with anyone
- Avoid dialing USSD codes on unknown phones
- Block your account immediately if your phone is lost
- Always confirm transaction details before approving
Frequently Asked Questions (FAQs)
Is the Access Bank transfer code free?
USSD transactions attract small network charges, not bank charges.
Can I use *901# on multiple phones?
No. It only works on the phone number linked to your bank account.
What should I do if I forget my USSD PIN?
Visit the nearest Access Bank branch or contact customer support for a reset.
Final Thoughts
The Access Bank transfer code (*901#) is one of the easiest ways to bank in Nigeria today. From sending money to paying bills and buying airtime, it gives you full control of your finances without stress.
If you want fast, secure, and convenient banking, the Access Bank USSD service is a must-use feature.
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