Banking doesn’t always require a smartphone or internet connection. With UBA USSD banking, you can perform almost all essential transactions using a simple shortcode on any mobile phone. Whether you’re using a button phone or a smartphone without data, UBA’s USSD service gives you fast, secure, and convenient access to your account.
In this guide, you’ll learn the official UBA USSD code, how to activate it, and all the transactions you can perform.
What Is the UBA USSD Code?
The official UBA USSD banking code is:
*919#
This shortcode works on all networks in Nigeria (MTN, Airtel, Glo, and 9mobile) and allows UBA customers to bank anytime, anywhere.
How to Register for UBA USSD Banking
Before using the service, you need to activate it on your phone.
Steps to Register
- Dial *919#
- Select Create PIN
- Enter your UBA account number
- Create a secure 4-digit PIN
- Confirm your PIN to complete registration
The phone number you register must be linked to your UBA account.
UBA USSD Codes & Their Functions
1. Check UBA Account Balance
Dial:
*919*00#Enter your PIN to instantly view your account balance.
2. Transfer Money (UBA to UBA)
Dial:
*919*1*Account Number*Amount#3. Transfer Money to Other Banks
Dial:
*919*2*Account Number*Amount#Select the recipient’s bank and confirm with your PIN.
4. Buy Airtime for Yourself
Dial:
*919*Amount#5. Buy Airtime for Others
Dial:
*919*Amount*Phone Number#
6. Buy Data via UBA USSD
Dial:
*919*14#Follow the prompt to select your network and data bundle.
7. Pay Bills & Cable Subscriptions
Pay for:
- DStv / GOtv
- Electricity
- Airtime & data
- Betting accounts
Dial:
*919*5#8. Block ATM Card or Account (Emergency)
If your phone or card is stolen, act fast:
*919*10#
This instantly blocks your card/account to prevent fraud.
Benefits of UBA USSD Banking
- No internet required
- Works 24/7
- Compatible with all phones
- Fast & secure transactions
- Ideal for emergencies
Important Things to Know
- Keep your PIN private
- USSD sessions may expire if delayed
- Transaction charges apply (per CBN policy)
- Daily transfer limits apply
Frequently Asked Questions
Can I use UBA USSD without internet?
Yes. USSD works without data or Wi-Fi.
What if I forget my USSD PIN?
Visit a UBA branch or reset using customer support.
Is UBA USSD safe?
Yes, as long as you protect your PIN and phone.
Final Thoughts
UBA’s USSD code *919# is one of the easiest ways to manage your money on the go. From transfers to bill payments, it puts full banking power right in your hands—no apps, no data, no stress.
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